Terms and Conditions

Last Updated: May 20, 2025

1. Introduction

Welcome to SmartGains. These Terms and Conditions govern your use of our website, services, and platform. By accessing or using SmartGains, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our services.

2. Definitions

"SmartGains" refers to our company, website, platform, and services.
"User" refers to any individual who accesses or uses our services.
"Services" refers to all financial advisory, investment management, and related services offered by SmartGains.

3. Account Registration

To access certain features of our platform, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Financial Services

SmartGains provides financial advisory and investment management services. All investment decisions made based on our recommendations are at your own risk. Past performance is not indicative of future results.

We strive to provide accurate and up-to-date information, but we cannot guarantee the accuracy, completeness, or timeliness of the information provided. You should verify all information before making investment decisions.

5. Fees and Payments

Fees for our services are as described on our website or as communicated to you directly. We reserve the right to change our fee structure with reasonable notice. All fees are non-refundable unless otherwise specified.

6. User Conduct

You agree not to use our services for any illegal or unauthorized purpose. You must not, in the use of our services, violate any laws in your jurisdiction.

7. Intellectual Property

All content, features, and functionality of our website and platform, including but not limited to text, graphics, logos, icons, and images, are the exclusive property of SmartGains and are protected by copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, SmartGains shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services.

9. Indemnification

You agree to indemnify, defend, and hold harmless SmartGains, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by updating the date at the top of these Terms and by maintaining a current version of the Terms on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

11. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at:
Email: info@smartgains.co.in
Phone: +91 9822 365 365